SaaS tools that deliver — verified against the source.

Tally

Form Builders

Tally forms are free forever, with unlimited forms, submissions, CSV exports and webhooks — ideal for individuals and small teams.

Typeform

Form Builders

Typeform builds conversational forms with a polished answering experience, though its free tier shrank to just 10 responses a month in 2026.

Jotform

Form Builders

Jotform offers a huge template library plus approval flows and enterprise integrations, but free plans cap your form fields.

Google Forms

Form Builders

Google Forms is free and deeply tied into Google Workspace, yet lighter on features and styling options.

Paperform

Form Builders

Paperform treats forms as polished landing pages, suited to lead capture and payments, at a premium price.

Jasper

AI Writing

Jasper is an AI writing platform for marketing teams, with brand voice, long-form copy and multilingual templates.

Copy.ai

AI Writing

Copy.ai excels at marketing copy and GTM workflows, with automation features like Workflows.

Writesonic

AI Writing

Writesonic covers blog posts, ads and ChatSonic chat across one AI writing suite, with built-in SEO assistance.

Rytr

AI Writing

Rytr is a budget-friendly AI writing tool for individuals and small teams producing short copy fast.

HubSpot

CRM

HubSpot unites CRM, marketing and service tools on one growth platform, with core CRM features free.

Pipedrive

CRM

Pipedrive is a visual, pipeline-first CRM built for small and mid-sized sales teams.

Freshsales is Freshworks' CRM with AI scoring and built-in phone and email inside one product.

Close

CRM

Close is a CRM for fast-moving outbound teams, with built-in calling and automation workflows.

Mailchimp

Email Marketing

Mailchimp is a veteran email marketing platform with automation, landing pages and a basic CRM.

Kit (ConvertKit)

Email Marketing

Kit (ConvertKit) is email marketing made for creators, with a generous free plan up to 10,000 subscribers and powerful automation sequences.

Brevo

Email Marketing

Brevo (formerly Sendinblue) mixes email, SMS and CRM in one platform with a genuinely friendly free tier.

Beehiiv

Email Marketing

Beehiiv is a newsletter platform focused on growth and monetization, including paid subscriptions.

Asana

Project Management

Asana is visual project and task management with timelines, kanban boards and automation rules.

Trello

Project Management

Trello is lightweight kanban project management that is quick to learn, but power needs Power-Ups.

ClickUp

Project Management

ClickUp is an all-in-one workspace with docs, goals, boards and dozens of views, though it has a steep learning curve.

Notion

Project Management

Notion is a flexible workspace blending notes, databases and project management with a huge template ecosystem.

Webflow

No-Code

Webflow visually builds production-grade websites with CMS and hosting, and is a favorite of designers.

Bubble

No-Code

Bubble lets you build complex no-code web apps with custom logic, though the learning curve is steep.

Framer

No-Code

Framer goes from design to live site, with AI site building and high-fidelity interaction — great for landing pages.

Carrd

No-Code

Carrd makes simple, cheap, one-page sites that are easy to launch for landing pages and personal pages.

Mixpanel

Analytics

Mixpanel is product analytics built around events and funnels, with a free plan sized for early teams.

Amplitude

Analytics

Amplitude is enterprise product analytics with behavioral cohorts and path analysis, and a capable free version.

Plausible

Analytics

Plausible is lightweight, privacy-first website analytics without cookies and built for compliance.

PostHog

Analytics

PostHog is an open-source product analytics suite with session replay, feature flags and self-hosting.

Zendesk

Customer Support

Zendesk is a mature omnichannel help desk covering tickets, chat and a knowledge base.

Intercom

Customer Support

Intercom is a conversational support platform with the Fin AI bot and in-product messaging.

Help Scout

Customer Support

Help Scout keeps support simple with a shared inbox that feels human, at approachable pricing.

Freshdesk

Customer Support

Freshdesk is Freshworks' support desk with automation and omnichannel, and a workable free plan.

Calendly

Scheduling

Calendly is the most popular scheduling tool, integrating your calendar with team routing.

Cal.com

Scheduling

Cal.com is highly customizable scheduling that puts you in control of your data. Note: the hosted core went closed-source in April 2026; the MIT community edition continues as Cal.diy.

Doodle

Scheduling

Doodle is group poll scheduling that makes it fast to find a meeting time with several people.

1Password

Password & Security

1Password manages team and personal passwords, with secrets vaulting and zero-trust integrations.

Bitwarden

Password & Security

Bitwarden is open-source password management across platforms that you can self-host, with a complete free plan.

Dashlane

Password & Security

Dashlane bundles a VPN and dark web monitoring with smooth password management, at a higher price.

OnceHub is an enterprise-grade scheduling platform with routing forms, conversational booking, and HIPAA-compliant tiers — built for mid-market sales and customer success teams.

NordPass is a cross-platform password manager with a free forever plan, XChaCha20 encryption, and business tiers that include data breach scanning and SSO.

Zoho CRM is a budget-friendly CRM with a usable free tier (3 users), deep workflow automation, and aggressive pricing — the entry-level pick for small sales teams.

OpenRouter is the largest AI model gateway — 374+ models from Anthropic, OpenAI, Google, DeepSeek and more, with free tiers, BYOK support, and unified OpenAI-compatible API.

Groq runs open-source LLMs on custom LPU chips that deliver 500+ tokens per second — the fastest inference API available, with a generous free tier and no credit card required.

Together AI is an open-model inference platform with 100+ open-source models, fine-tuning support, and dedicated GPU capacity — built for production AI teams.

DashScope is Alibaba Cloud's AI model service — Qwen, GLM, MiniMax and other Chinese models with OpenAI-compatible API, free credit promotions, and native Chinese support.

monday CRM is the CRM built on monday.com's visual work platform — board-based pipelines, AI credits and deep automation, sold in three-seat minimums.

Salesforce is the enterprise agentic CRM with per-seat suites and deep AppExchange customization, aimed at organizations that outgrow starter platforms.

Attio is the fast, customizable CRM built for AI-era teams — custom objects, real-time sync, auto-enrichment and AI agents, with a genuinely usable 3-seat free plan.

Hotjar is the behaviour-analytics layer — heatmaps, session replays, funnels and surveys — now sold and billed by Contentsquare, with the category's largest free session allowance.

Klaviyo is the ecommerce email-and-SMS platform — Shopify-grade data, predictive analytics and flow automation — billing by active profile with no annual discount.

Softr turns Airtable, Google Sheets and other databases into client portals and internal tools — an easy on-ramp whose real meter is your app's end-user count.

LastPass is the best-known password manager still rebuilding trust after its 2022 vault theft and a 2026 vendor breach — polished product, contested history.

Wrike is the operations-grade project management platform — Gantt charts, resource and capacity planning, request forms and proofing, sold with a genuinely free unlimited-members tier and annual-billed paid seats.

Front is the shared-inbox customer communication platform — email, SMS and social conversations handled collaboratively with ticketing, AI topics and per-tier seat caps, priced premium from $25/seat/mo annual.

Fireworks AI runs 200+ open-source LLMs with a self-serve post-training stack (SFT/LoRA/RL) and 99.9% uptime SLA — pay-per-token serverless, no GPU provisioning, Day-0 support for new open weights.

Reclaim.ai is an AI scheduling layer that auto-blocks tasks, defends focus time and reschedules meetings across Google and Outlook calendars — owned by Dropbox since 2024.

Squibler is an AI writing studio for books and screenplays — generate full-length manuscripts from a prompt, track characters and world-building in an Elements library, and order a physical copy. The only AI writing tool in this index built for long-form fiction, not marketing copy.

Buffer is a social scheduling tool built around one clean idea: queue and schedule posts across Instagram, X, Facebook, LinkedIn, TikTok, YouTube and Threads from a single feed. It bills per channel, not per seat, and its free tier is a real standing plan (3 channels, 1 user) rather than a trial.

Publer is a low-cost social planner that bills per account on a flat workspace with unlimited scheduling. Its free tier covers 3 social accounts, and its paid entry is among the cheapest in the cluster when a small team needs many accounts without the per-seat math.

Later is a social-first scheduler built around a visual Instagram-first grid. It has no free plan — only a 14-day trial that requires a credit card and auto-charges — and bills by 'Social Set' (a bundle of profiles and posts) rather than per user.

Hootsuite is the established enterprise social management platform: publish, monitor and route a shared inbox across networks, with Wisdom AI and Talkwalker listening. It bills per user and has no free plan.

Metricool is an all-in-one social planner plus analytics platform: schedule across networks, run a content calendar and get built-in analytics and competitor tracking. It bills by brand and has a genuinely useful free tier.

Teachable is a course-first platform for selling self-paced courses, coaching and digital products with native iOS and Android student apps. It bills by product count, not by seat, and its entry tier carries a 7.5% transaction fee that drops to 0% at the Builder tier.

Kajabi is the all-in-one creator operating system: courses, coaching, podcasts, community, email marketing, landing pages and a website in one subscription. It bills by product and contact volume, and its January 2026 restructure removed the cheap Kickstarter entry — Basic is now the floor at $143/mo annual.

Thinkific is a hosted course platform that builds, markets and sells courses, communities and digital downloads without a developer. It bills by tier and is the cluster's standout on fees: 0% platform transaction fees on Start, Grow and Plus tiers, with a 5% surcharge on Basic — and the only cluster member whose free option is a 30-day full-featured trial.

LearnDash is the WordPress LMS plugin: a one-time annual license you install on your own site, with unlimited courses and learners on every tier. It bills by license (Essentials / Pro / Elite per year), takes no cut of your sales, and is the only cluster member priced annually-only.

Podia is an all-in-one creator commerce platform for courses, downloads, memberships and coaching, aimed squarely at solo sellers. It bills by tier and is the cluster's only standing free plan (1 product, 8% fee); paid tiers are flat-priced with unlimited products and 0% fees on Shaker and up.

FreshBooks is a freelancer-first invoicing and light accounting platform that bills by billable-client count, with a polished client-facing invoice, time tracking that auto-fills invoices, and built-in payment collection.

QuickBooks Online is the default US small-business accounting platform, strongest on the accountant ecosystem and 750+ integrations; invoicing is one module in a broader bookkeeping suite rather than a standalone invoice tool.

Wave is a free-forever invoicing and light-accounting platform for US/Canada freelancers — unlimited invoices, estimates and bookkeeping records on the $0 plan, with automation pushed to the paid Pro tier.

Zoho Invoice is a permanently free invoicing tool with a client portal, multi-currency and time tracking; it is the freemium entry of the Zoho ecosystem and the funnel into the paid Zoho Books accounting suite.

BILL is an AP + AR automation platform for teams that pay many vendors and collect on many invoices — approval workflows, 4M+ vendor network and two-way QuickBooks/Xero sync — priced per user with transaction fees on top.

DocuSign is the e-signature market standard — legally binding in 180+ countries with the broadest enterprise integrations, compliance depth and agreement-lifecycle reach, priced per seat with annual-billing discounts.

PandaDoc pairs document automation (proposals, quotes, sales docs) with built-in e-signature and payment collection, a genuinely free e-sign tier, and deep CRM integrations — priced per user with an annual-billing discount.

airSlate's signNow is the mid-market value play: SOC 2 Type II and HIPAA-grade compliance at about a third of DocuSign's price, per-seat plans from $8/user/mo on annual billing, with a 100-invites-per-user annual cap and separately priced API and WorkFlow automation.

Juro is a browser-native contract-lifecycle platform: no Word dependency, native e-signature, template library and a repository that tracks signed docs, with unlimited users on all plans — priced quote-only through a calculator, with no self-serve tiers.

Dropbox Sign (formerly HelloSign) is the simple, affordable e-signature tool that saves signed docs straight into Dropbox: unlimited signatures on the paid plans, a free 3-requests/month tier, and a per-seat entry at $15/user/mo — with API and embedded signing billed on a separate track.

Ahrefs is a backlink-driven SEO platform pairing the world's second-most active crawler with rank tracking, keyword research, site audits and AI visibility monitoring, priced by credit pool and user seat.

Semrush is the most feature-broad SEO and digital marketing suite in the cluster - keyword research, rank tracking, site audit, content optimization, local and AI visibility, plus API and MCP access, with the widest add-on ecosystem.

Moz Pro is a long-established SEO suite focused on Domain Authority metrics, keyword tracking, site audits and backlink research, now with AI Overviews tracking and AI Visibility Dashboards on every tier.

Screpy is an AI-powered all-in-one SEO and site monitoring platform combining rank tracking, PageSpeed, uptime, backlinks, AI content generation and AI visibility prompts in one dashboard, with a genuinely free tier.

SpyFu is a competitive intelligence platform focused on advertising and SEO keyword data - see what keywords competitors rank for, what ads they run and where their traffic comes from - positioned as a lighter, more affordable alternative to Ahrefs or Semrush.

Synthesia is the AI avatar video market standard — 230+ ready avatars across 140+ languages, drag-and-drop editor with Brand library and API, entry at $18/mo annual; Basic $0 tier caps at 1 video/month.

HeyGen is the most creator-friendly AI avatar video tool — free tier of 3 watermarked videos/month, Creator at $24/mo annual with 600 credits, best-in-class API and translation pipeline.

D-ID is the API-first AI avatar generator — cheapest paid entry at $4.70/mo annual (Lite, 40 credits / 10 min, still watermarked); photo-to-video is its core; 14-day trial only, no permanent free tier.

Elai AI is the AI video generator for marketing and L&D teams — one free watermarked trial video, Creator at $29/mo (15 min/month, 1080p), Team at $125/mo (50 min, 4K, 3 editors, SCORM export).

Colossyan is the AI avatar generator with an interactive-LMS focus — 300+ NEO avatars, 20 min/month free tier (watermarked), Professional at $39/mo annual with SCORM exports and watermark removal.

Otter.ai is the AI notetaker standard for auto-join transcription and summaries — bot joins Zoom/Meet/Teams, free Basic tier gives 300 min/month, Pro entry at $8.33/mo annual.

Fireflies.ai is the integrations-heavy meeting recorder — one auto-join bot across Zoom/Teams/Meet plus 30+ CRM/Slack apps, unlimited transcription on every tier, Pro from $10/mo annual.

Fathom is the free-first AI notetaker — unlimited recording and transcription on the $0 tier, sales-friendly CRM auto-fill, Premium entry at $16/mo annual for the teams tier.

Granola is the no-bot AI notepad — it transcribes local system audio on Mac/Windows and enhances the notes you already take, not a full transcript; Business from $14/mo, privacy-first local processing.

Tactiq is the lightweight Chrome-extension notetaker — no bot, no download, real-time captions on Google Meet/Zoom/Teams, free 10 transcripts/month, Pro from $8/mo annual.

Ada is the autonomous AI customer-service agent for enterprise CX — a reasoning engine that resolves tier-1 tickets across chat/email/voice/SMS/WhatsApp; quote-based, no self-serve free tier.

Drift (now part of Salesloft) is the conversational-marketing platform for lead qualification and meeting booking — AI chatbots plus live chat; enterprise-priced from ~$2,500/mo, no free tier.

ResolveAI trains a 24/7 custom AI chatbot on your own website, docs and live data, deployable across WhatsApp, Messenger and Slack; cheap entry at $9/mo (Basic) with a 10-day trial.

Botpress is the open-source, developer-oriented AI-agent and AI-native helpdesk platform — visual flow builder plus GPT-native nodes; free 100 conversations/mo, Plus from $150/mo (May 2026 pricing).

Chatbase is the no-code AI chatbot trained on your own data — deploy a knowledge-base agent to your site, WhatsApp or voice; credit-based plans from a free 50-message tier up to $40/mo Hobby.

Gamma is the web-native AI deck, doc and microsite builder — prompt to a finished, on-brand presentation with AI rewrite, custom templates and analytics; free plan with limited AI credits, paid from $10/mo.

Beautiful.ai enforces good design automatically with Smart Slides that re-layout as you add content — DesignerBot AI generation plus 300+ templates; Pro $14.50/mo annual for individuals.

Presentations.AI is a credit-based AI deck maker with chat-based design and a free 100-credit Starter tier — Pro $20/mo annual, Gold $50/mo annual for frontier models.

Plus AI runs inside the apps you already use — Google Slides and PowerPoint — generating and remixing slides, charts and images in place; no free plan, 7-day trial, paid from $10/user/mo annual.

Decktopus is an AI deck-and-carousel builder that also hosts web-sharing, analytics and a delivery-rehearsal coach (Loop) — Pro from $9.99/mo annual, no free plan, Enterprise quote.

Midjourney is the image-quality benchmark — a prompt-to-image subscription sold as fast GPU time, with unlimited Relax mode on Standard and up; no free trial, plans from $10/mo.

Ideogram is the text-rendering specialist — words inside images come out legible where other models garble them — with a free slow-credit tier and paid plans from $15/mo annual.

Leonardo.AI is a creator-focused image generator with a generous free 150-tokens/day tier and broad game/concept-asset tools; paid plans from $12/mo.

Adobe Firefly is the commercially safe, Adobe-ecosystem generator — free daily generations, unlimited standard image features on paid plans, generative credits for premium/video and partner models; Standard $9.99/mo.

OpenAI Images (GPT Image 1.5) is a per-image developer API with strong prompt following and editing — no subscription or free tier, integrated into apps via API; from about $0.009/image (low) to $0.133 (high).

Runway is the full-suite pro AI video studio — Gen-4 image/video plus the biggest set of frame-level editing tools; free trial credits, paid from $12/mo (annual).

Google Veo is the realism and native-audio leader, used in Google Flow or via per-second API; free daily Flow credits, $19.99/mo AI Pro or API from ~$0.05/sec.

Luma builds Dream Machine video with strong camera motion and an agent-based workflow; no free tier, paid from $30/mo.

Pika is the playful effects-focused video generator (Pikascenes, Pikaffects) with a usable free 80-credit tier and paid from $8/mo annual.

Kling is the high-motion AI video model with strong physics and native audio; free 66 daily credits, paid from about $10/mo.

Rev is the pay-per-minute transcription service — AI at $0.25/min and 99% human at $1.99/min, plus a free 45-minute/month tier and Rev Pro subscription.

Descript is text-based audio/video editing with transcription built in — free plan, Hobbyist $16/mo annual, editing the transcript edits the media.

Sonix is fast multilingual transcription by the hour — $10/hr pay-as-you-go or Core $25/mo annual including 5 hours, with 50+ language translation.

Trint is the premium journalism transcription editor — Starter $80/mo (7 files) or Advanced $100/mo unlimited, with Story Builder and 54-language translation.

Riverside is studio recording with separate-track transcription — free 2 hours to try, Pro $24/mo annual, unlimited separate audio/video transcripts on paid plans.

Zapier connects 9,000+ apps with the shallowest learning curve in the class — free for 100 tasks a month, paid from $19.99/mo, and priced per completed task rather than per step or per seat.

Make trades Zapier's linear steps for a visual canvas with routers, iterators and error routes — free for 1,000 operations a month, paid from $12/mo, and the best price per unit of work for complex branching.

n8n is the only tool in the class you can self-host free with unlimited workflows, executions and users — and on cloud it bills per complete workflow execution, not per step, with JavaScript and Python anywhere in the flow.

Power Automate is the Microsoft 365-native automation layer: $15/user/mo for cloud and attended desktop flows, $150/bot/mo for unattended RPA, and per-user or per-bot licensing instead of usage metering.

Workato is the enterprise iPaaS of the class — 1,200+ connectors including SAP, Workday and ServiceNow, recipe lifecycle management and on-prem agents, sold entirely on a sales quote with no published price.

Aggregates Veo, Grok, Seedance, Kling and image models in one interface; offers a limited-time $20/mo Veo Max subscription and pay-as-you-go credits.

Browser AI photo editor and image generator claiming no signup and no paid plans.

Mac AI buddy that watches the screen and walks users through tasks via voice hotkey.

Open-source AI cost-optimization toolkit and cloud for coding agents: routing, caching, compression and cost detection.

Gallery of 4,800+ open-source desktop pets for coding agents; community submissions.

Browser AI character chat platform with 50,000+ community and original characters.

Daniel Miessler's open-source personal AI harness: goal/context storage, intent engineering and verification loops.

Tracks OpenAI Codex usage-limit reset announcements from @thsottiaux and archives reset history.

Chinese-language Codex tutorials: getting started, advanced configuration and real workflows.

ElevenLabs is the quality benchmark in AI voice: credit-metered plans from $6/mo, a free 10,000-credit tier, and the widest voice library and cloning options in the class.

Murf is the studio-editor voice generator: $19/mo annual Creator with 200+ voices and a timeline editor, plus a separate pay-as-you-go API from $0.01 per 1,000 characters.

WellSaid is the governance-first voice platform: per-seat team plans from $160/user/mo annual, minute-based allowances and the most restrictive commercial terms in the class.

Typecast is the emotion-and-video voice tool: $5/mo gets 35 minutes of 44.1 kHz downloads, and Pro at $29/mo adds Smart Emotion plus 4K talking-avatar exports.

Cartesia is the developer-and-voice-agent platform: unlimited seats on every plan, credits from $0 on the free tier to 8M on Scale, and voice agents at $0.06 per minute.

Toggl Track is the design-first tracker: free tier for a limited number of users, then Starter $9 per user per month and Premium $16 on annual billing, with capacity planning layered on top.

Harvest is the invoicing-shaped tracker: a free plan with 1 seat and 2 projects, Teams at $9 per seat per month annual, Enterprise at $14, and payments processed through the product itself.

Clockify is the volume leader on price: free for up to 5 users with unlimited tracking, then Basic $3.99 and Standard $5.49 per seat per month annual — the cheapest paid entry in this comparison.

Hubstaff is the monitoring-first tracker: a 1-seat free plan, paid tiers from $4.99 per seat per month annual with a 2-seat minimum, plus per-seat add-ons for insights, screenshots, locations and silent app tracking.

TimeCamp is the unlimited-free pick: a free forever plan with unlimited users and unlimited projects, paid tiers from $3.99 per user per month annual, and an AI time tracker billed by token usage.

GitHub Copilot is the IDE-native default: free for personal use, Pro at $10 a month, Pro+ at $39 and Max at $100, with a separate credit meter for agent usage on top of the plan price.

Cursor is the agentic editor: a free Hobby tier, Individual from $20 a month across Pro, Pro+ and Ultra, Teams at $40 per user, and usage-based billing above the limits.

Claude Code is the model-native terminal agent: it runs inside Claude Pro at $20 a month, Claude Max from $100, or straight off the API at per-token rates with no seat fee.

Windsurf, now part of Cognition, is the quota-priced editor: free with a light agent quota, Pro at $20, Max at $200, and Teams at $80 plus $40 per full developer seat.

Kiro is AWS's spec-driven IDE: free with 50 credits a month, then Pro at $20, Pro+ at $40, Pro Max at $100 and Power at $200 per user, with overage at $0.04 per credit.

Meta Muse is the consumer personal agent: it plans and executes real work (email, travel, forms, purchases) on Meta's own Muse Spark model, free up to 100M tokens a week, Power $20 and Maximum $100 for more weekly budget.

Manus is a hosted autonomous agent that plans and runs multi-step work (research, slides, spreadsheets, web apps) in its own sandboxed virtual computer, free with 300 daily-refresh credits and paid plans from $20 a month.

Perplexity Computer is an always-on digital worker that executes multi-step workflows (research, coding, documents, app actions) across 19 frontier models in an isolated cloud sandbox, billed through Perplexity Max at $200 a month.

OpenAI's always-on coding agent, bundled into ChatGPT with no separate subscription — CLI, IDE, cloud tasks and automatic code review across GPT-5.x model tiers.

LangSmith is the observability and evaluation platform from the LangChain team: $0/seat with 5K base traces a month, Plus at $39/seat with 10K, then pay-as-you-go at $1.00 per LangChain Standard Unit.

Langfuse is the open-source-first LLM observability platform: free Hobby with 50K units a month, Core at $29/mo for 100K units and 90-day retention, Pro at $199/mo with three-year retention, Enterprise at $2,499/mo.

Braintrust is the observability and eval platform with the most explicit score pricing in the cluster: Starter is $0 with 10K scores a month, Pro jumps to $249/mo with 50K scores plus cheaper per-1K rates.

Arize AX is the cheapest paid step in the cluster at $50/mo, with a $0 Free tier (25K spans, 1 GB, 15-day retention) and a free open-source sibling in Arize Phoenix for fully local tracing.

Helicone is the request-level observability and gateway layer priced per request: Hobby free with 10,000 requests a month, Pro at $79/mo, Team at $799/mo, and usage-based pricing on top.

Expensify is the pay-as-you-go outlier of expense management: Collect is a flat $5 per unique member a month, and Control annual starts at $18 per member included, dropping to $9 with Expensify Card volume discounts.

Brex runs a two-step public price list: Essentials is $0 per user per month and Premium is $12 per user per month, with the card, the expense tooling and the credit line all sitting on top of that seat fee.

Ramp prices in two steps as well - Free at $0 per user per month and Plus at $15 per user per month - and adds a platform fee on top, with a published 20% discount for annual billing.

Airwallex is the multi-currency account layer that also does spend: Explore is $0 per user per month, Grow is $12 per user per month plus a platform fee, and Accelerate is custom - with up to 10 free Spend users.

Navan is free for companies of up to 300 employees: Navan Business costs nothing, Navan Expense is free for the first five expensing users and then $15 per user per month, and Navan Enterprise is sales-only.