Invoicing and accounts-receivable tools let you send invoices, track unpaid balances, collect online payments and automate reminders — from a solo freelancer's first invoice to a team-scale AP/AR pipeline. We evaluate the free or entry tier, how the bill scales (by client count, user seat or per-transaction fee), what the payment processing adds on top, and whether the tool is a standalone invoice app or the invoicing module of a full accounting suite.
5 Invoicing & AR tools are tracked in this index. 3 of them ship a free plan (Wave, Zoho Invoice, BILL). and 2 offer a trial instead (FreshBooks, QuickBooks). The lowest published entry price in the category is $19/mo (Pro) (Wave). Across the 5 scored Invoicing & AR entries, the index average is 4.1/5, led by QuickBooks at 4.4/5. Most common tags on this page: Invoicing (5 tools), Invoicing & AR (5 tools), Freemium (2 tools), Light Accounting (2 tools). Pricing figures behind these entries were last checked between 2026-09-20; every tool page carries its own check date.
Browse every head-to-head in the Invoicing & AR comparison hub →
The full set of Invoicing & AR entries, with the plan shape each vendor actually publishes:
Every price point above is copied from the vendor's own pricing page and carries the date it was checked on the individual tool page — we do not fill gaps from third-party roundups. Where a figure could not be verified against an official source, the tool page says so instead of guessing.
FreshBooks is a freelancer-first invoicing and light accounting platform that bills by billable-client count, with a polished client-facing invoice, time tracking that auto-fills invoices, and built-in payment collection.
QuickBooks Online is the default US small-business accounting platform, strongest on the accountant ecosystem and 750+ integrations; invoicing is one module in a broader bookkeeping suite rather than a standalone invoice tool.
Wave is a free-forever invoicing and light-accounting platform for US/Canada freelancers — unlimited invoices, estimates and bookkeeping records on the $0 plan, with automation pushed to the paid Pro tier.
Zoho Invoice is a permanently free invoicing tool with a client portal, multi-currency and time tracking; it is the freemium entry of the Zoho ecosystem and the funnel into the paid Zoho Books accounting suite.
BILL is an AP + AR automation platform for teams that pay many vendors and collect on many invoices — approval workflows, 4M+ vendor network and two-way QuickBooks/Xero sync — priced per user with transaction fees on top.
When you compare Invoicing & AR tools, the fields that decide the outcome are the ones this index actually stores: whether a free plan exists and what it limits, the published entry price and how it bills (per seat, per month, per workspace), what the trial covers, which of the six index dimensions the tool scores on, when each figure was last checked against the official page, and which alternatives sit in the same category. Each tool page prints those fields with its own verification date, the Invoicing & AR comparison pages put two products side by side on the same fields, and the list pages rank the category against the rest of the index — so you can move from a shortlist to a decision without opening a vendor's sales page.
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5 tools are tracked here, 3 of them with a free plan, and paid entry pricing starts at $19/mo (Pro) (Wave). Invoicing and accounts-receivable tools let you send invoices, track unpaid balances, collect online payments and automate reminders — from a solo freelancer's first invoice to a team-scale AP/AR pipeline. We evaluate the free or entry tier, how the bill scales (by client count, user seat or per-transaction fee), what the payment processing adds on top, and whether the tool is a standalone invoice app or the invoicing module of a full accounting suite
Wave, Zoho Invoice, BILL list a free plan in this index; Wave paid plans start at $19/mo (Pro).
Wave has the lowest published entry price on this page at $19/mo (Pro) (The only standing free plan in the cluster: unlimited invoices, estimates, bills and basic bookkeeping at $0. Pro at $19/mo ($190/yr) adds auto bank imports, receipt capture and reminders. Online payments are a separate per-transaction cost (2.9% + $0.60 on the free plan); payroll is a paid US-only add-on. Service is limited to US/Canada). Wave also lists a free plan.
Every price point above is copied from the vendor's own pricing page and carries the date it was checked on the individual tool page — we do not fill gaps from third-party roundups. Where a figure could not be verified against an official source, the tool page says so instead of guessing.
QuickBooks leads this category at 4.4/5 — QuickBooks Online is the default US small-business accounting platform, strongest on the accountant ecosystem and 750+ integrations; invoicing is one module in a broader bookkeeping suite rather than a standalone invoice tool. The category average across 5 scored entries is 4.1/5.