Expensify vs Brex
Quick verdict: Expensify is our overall pick for Expensify vs Brex.
Expensify charges $5 per unique member a month for the expense product and never requires its own card; Brex gives the expense tooling away on a free tier but exists to move your card spend.
| Tool | Rating | Pricing | Best for |
|---|---|---|---|
| Expensify Best overall Best free | 4.2/5 | $5/member/mo (Collect) | Expensify is the pay-as-you-go outlier of expense management: Collect is a flat $5 per uni… |
| Brex Best for teams | 4.3/5 | Free $12/user/mo (Premium) | Brex runs a two-step public price list: Essentials is $0 per user per month and Premium is… |
Bottom line: Expensify for a company that wants its own cards and a clean monthly number. Brex for a company that wants the card, the credit line and the expense report in one console. These two overlap least of any pair in the cluster. Expensify is $5 per unique member a month with no annual commitment; Brex is $0 Essentials and $12/user Premium with the card program attached. Expensify, on price predictability: one number, no card, no annual lock-in. Brex is the better product if the card program is the point, and its expense tooling comes along for the ride.
Pricing and details
Expensify · 4.2/5
Free 30-day trial of Collect · $5/member/mo (Collect)
Charged per unique member on Collect and per active member on Control, so employees who never submit an expense still count on Control; orgs whose first workspace predates 2025-04-01 stay on legacy Collect pricing
Only Control Workspaces can hold an Annual subscription; Card usage can cut the included-member price by up to 50% ($18 to $9 per member/month on USD billing)
Expensify is the pay-as-you-go outlier of expense management: Collect is a flat $5 per unique member a month, and Control annual starts at $18 per member included, dropping to $9 with Expensify Card volume discounts.
Score breakdown
Pros
- The cheapest honest price in the cluster - $5 per unique member a month for the full expense product, with no annual lock-in on Collect
- No card requirement: Bring Your Own Card imports feeds from more than 10,000 banks and reimbursements work without an Expensify card
- Collect is pay-per-use only, so a team that shrinks does not keep paying for seats it stopped using
- Annual Control pricing can drop to $9 per included member a month at full Card-volume discount, the deepest published discount in the set
Cons
- Collect counts unique members while Control counts active members, so the two plans do not scale the same way and the effective price can rise at the exact moment a team grows
- No free plan at all - the entry point is a 30-day trial of Collect, and every vendor that publishes a $0 tier beats it on that alone
- The most capable product - approval chains, accounting connectors, the corporate card - lives on the Expensify Card path, which is where most of the revenue sits and therefore where the pricing is most involved
Pricing verified 2026-10-03
Brex · 4.3/5
Free plan available · $12/user/mo (Premium)
Billed per user per month on top of card spend; the page also lists per-transaction card and wire fees ($15-$25 per wire in the comparative table) and the premium/enterprise tiers add credit and control features rather than metered units
No published annual rate on the Brex pricing page
Brex runs a two-step public price list: Essentials is $0 per user per month and Premium is $12 per user per month, with the card, the expense tooling and the credit line all sitting on top of that seat fee.
Score breakdown
Pros
- A genuine $0 Essentials tier rather than a trial, which makes Brex the easiest way to test a card program with real employees
- Premium at $12/user/month is the smallest step between the two published tiers in the cluster
- Revenue-based rewards on card spend are part of the product rather than a negotiation, which matters at real spend volume
- The clearest documentation of card and wire fee categories of the card-led tools, even where the numbers themselves are not published
Cons
- The parts that usually decide the invoice - interchange, cash-advance fees, wire fees - are not published as numbers on the pricing page
- No annual rate is published, so budgeting is monthly
- Expense reporting is good but is not the reason to buy it; the product was built around the card and the credit line
Pricing verified 2026-10-03
Frequently asked questions
Which is better overall, Expensify or Brex?
Expensify is our overall pick (4.2/5 vs 4.3/5). Expensify charges $5 per unique member a month for the expense product and never requires its own card; Brex gives the expense tooling away on a free tier but exists to move your card spend.
Do Expensify and Brex offer free plans?
Brex has a free tier. Expensify paid plans start at $5/member/mo (Collect); Brex paid plans start at $12/user/mo (Premium).
What does Expensify cost?
$5/member/mo (Collect) — Charged per unique member on Collect and per active member on Control, so employees who never submit an expense still count on Control; orgs whose first workspace predates 2025-04-01 stay on legacy Collect pricing. Prices were last verified on 2026-10-03.