Brex

Brex pricing details

• Free plan available
• paid plans from $12/user/mo (Premium)
• essentials $0/user/month · Premium $12/user/month · Enterprise custom · Smart Card custom
• no published annual rate on the Brex pricing page

Billed per user per month on top of card spend; the page also lists per-transaction card and wire fees ($15-$25 per wire in the comparative table) and the premium/enterprise tiers add credit and control features rather than metered units

In our index: Essentials $0/user/month · Premium $12/user/month · Enterprise custom · Smart Card custom · wire transfers $15-$25 (per the pricing page comparison table)

How Brex scores across our 6 index dimensions

• Functionality: 4/5 (research only)
• Usability: 5/5 (research only)
• Stability: 4/5 (research only)
• Collaboration: 4/5 (research only)
• Localization: 3/5 (research only)
• Value: 4/5 (research only)

Score rationale: The cleanest published entry in the set - a genuine $0 tier and a $12/user step, with no metered units to forecast. What the page does not publish is the part that usually decides the bill: the cash-advance and wire fees and the revenue-based interchange on card spend, which is why Brex and Ramp are compared as much on cash flow as on features.

What Brex does well

• A genuine $0 Essentials tier rather than a trial, which makes Brex the easiest way to test a card program with real employees
• Premium at $12/user/month is the smallest step between the two published tiers in the cluster
• Revenue-based rewards on card spend are part of the product rather than a negotiation, which matters at real spend volume
• The clearest documentation of card and wire fee categories of the card-led tools, even where the numbers themselves are not published

Where Brex falls short

• The parts that usually decide the invoice - interchange, cash-advance fees, wire fees - are not published as numbers on the pricing page
• No annual rate is published, so budgeting is monthly
• Expense reporting is good but is not the reason to buy it; the product was built around the card and the credit line
• Premium and Enterprise features are gated by tier rather than priced individually, so you either pay for the tier or go without

How Brex compares to other Expense & Spend Management tools

Our index tracks 5 Expense & Spend Management tools. Brex sits at 4.3/5, with no published annual rate on the brex pricing page. Here are the 4 closest alternatives we hold pricing and scoring evidence for.

• Ramp — 4.4/5 · Free plan · $15/user/mo (Plus) plus platform fee
  Ramp prices in two steps as well - Free at $0 per user per month and Plus at $15 per user per month - and adds a platform fee on top, with a published 20% discount for annual billing.
• Expensify — 4.2/5 · Free 30-day trial of Collect · $5/member/mo (Collect)
  Expensify is the pay-as-you-go outlier of expense management: Collect is a flat $5 per unique member a month, and Control annual starts at $18 per member included, dropping to $9 with Expensify Card volume discounts.
• Airwallex — 4.1/5 · Free plan · $12/user/mo (Grow) plus platform fee
  Airwallex is the multi-currency account layer that also does spend: Explore is $0 per user per month, Grow is $12 per user per month plus a platform fee, and Accelerate is custom - with up to 10 free Spend users.
• Navan — 4.0/5 · Free plan · $15/user/mo after 5 free expensing users
  Navan is free for companies of up to 300 employees: Navan Business costs nothing, Navan Expense is free for the first five expensing users and then $15 per user per month, and Navan Enterprise is sales-only.